Is Venture Capital Right for Your Business?

“One of the fun things about venture capital is you are constantly learning new ideas and strategies from one business and then applying them to others.” (Joe Lonsdale, technology entrepreneur and investor) At its simplest, the term Venture Capital (VC) simply refers to capital that’s invested in any business or project where there’s an element… Continue reading Is Venture Capital Right for Your Business?

Have Your Own Budget Shortfall? Here’s What to Do…

Close-up Of A Businessperson Balancing Stacked Coins On Seesaw With Finger

“The cold, harsh reality is that we have to balance the budget.” (Michael Bloomberg, former New York City Mayor) Budget shortfalls are not uncommon across the public and private sectors, especially in these economically challenging times. A budget shortfall is a significant concern for any individual or organisation and should be corrected promptly. To address… Continue reading Have Your Own Budget Shortfall? Here’s What to Do…

Budget 2024: How It Affects You and Your Business

“Our bigger challenge… is that our pie is not growing fast enough and this limits our ability to generate sufficient revenues to distribute among our priority areas.” (Finance Minister Enoch Godongwana – Budget 2024) Finance Minister Enoch Godongwana’s third Budget Speech in an election year contained few surprises, but also little in the form of… Continue reading Budget 2024: How It Affects You and Your Business

Tips for Getting out of Business Debt

Debt Management Plan - linear text arrow concept with notebook, smartphone, pens and coffee mug on desktop - 3d render illustration.

“Borrowing isn’t inherently bad; it depends a lot on what the debt is financing” (Stephen Moore, writer and economic commentator) Taking on debt can be a good thing for a company. It can fund expansions, help you seize market share or diversify offerings. Handled incorrectly it can, however, lead to severe problems that could ultimately… Continue reading Tips for Getting out of Business Debt

New Trustee Duties: More Admin, Impossible Deadlines and Hefty Penalties

“A trustee has a responsibility to guard the assets of others with a higher degree of care than he does his own.” (John Ashcroft) Onerous new duties have recently been imposed on all trustees of all trusts – by government through legislative amendments, and also by SARS – in addition to their existing fiduciary duty… Continue reading New Trustee Duties: More Admin, Impossible Deadlines and Hefty Penalties

Budget 2023: How It Affects You and Your Business

“This is not an austerity budget. It is a budget that makes tough trade-offs in the interests of the country’s short and long term prosperity.” (Finance Minister Enoch Godongwana – Budget 2023) Finance Minister Enoch Godongwana’s second Budget contained no major tax proposals, thanks to an improvement in revenue from higher collection in corporate and personal… Continue reading Budget 2023: How It Affects You and Your Business

Business Loan or a Credit Facility – Which Is Right for Your Business?

Happy euphoric young african american guy received paper report, university admission letter, celebrating important goal achievement, banking loan approval, full credit repayment, lottery win notice.

“I would borrow money all day long, if the cost of borrowing is less than the expected return.” (Brad Schneider, American congressman) At some point it’s more likely than not that your small business will require a business loan. A 2021 study done by Fundera (a US financial resource business that sources financing for small… Continue reading Business Loan or a Credit Facility – Which Is Right for Your Business?